- Home
- Apps
- SaaS Tools
- Fixed Deposit & Investment Tracker
A build-to-order ERPNext app that turns your fixed deposits and short-term investments into first-class DocTypes
with automated interest accrual journals, maturity reminders and TDS handling.
ECOSIRE builds, installs and supports it on your Frappe/ERPNext v15/v16 site.
What is Fixed Deposit & Investment Tracker?
A build-to-order ERPNext app that turns your fixed deposits and short-term investments into first-class DocTypes with automated interest accrual journals, maturity reminders and TDS handling. ECOSIRE builds, installs and supports it on your Frappe/ERPNext v15/v16 site. Built to order by ECOSIRE for ERPNext v15, v16 — indicative price from $999.00 USD; request a quote for a scoped proposal.
Key Features
Built to order, done for you
No DIY setup — a working app, built, installed and supported by ECOSIRE.
- 1
You order
Start with a one-time build price. We scope it with you at kickoff.
- 2
We build & install
ECOSIRE builds, configures and installs it on your ERPNext.
- 3
Go live + support
You go live in about one working week, with two weeks of go-live support. Defects in the code we deliver are fixed free of charge.
Technical Specifications
- ERPNext Compatibility
- —
- License
- Licence confirmation required
- Python Requirement
- Python 3.10+
- Database
- MariaDB 10.6+
About this Product
Most finance teams track corporate fixed deposits in a spreadsheet that lives outside ERPNext entirely. The FD certificate sits in a drawer, interest income is only recognised when the bank statement arrives, and nobody notices a maturity until the renewal window has already closed. ERPNext core has no Fixed Deposit DocType — you can post a manual Journal Entry against a bank asset account, but there is no register of principal, rate, tenure or maturity, no scheduled accrual, and no way to see your bank-wise exposure at a glance. The moment auditors ask for accrued-but-not-received interest, or the treasury wants to know how much matures next quarter, the spreadsheet and the ledger disagree.
The Fixed Deposit & Investment Tracker is a proper Frappe app that ECOSIRE builds for your ERPNext site. At its core is a Fixed Deposit DocType holding the deposit number, bank (linked to your existing Bank and Bank Account records), principal, interest rate, compounding basis, deposit and maturity dates, and the GL accounts to post against. A hooks.py doc-event on submit validates the schedule and creates the opening entry that moves funds from your operating bank account to an FD asset account. Interest is recognised automatically: a scheduler_events daily/monthly job walks active deposits, computes accrued interest for the period, and posts a Journal Entry (debit interest-receivable, credit interest income) so your accrued-interest balance is always live rather than reconstructed at year-end.
On top of the accrual engine we build the operational layer finance actually uses day to day. TDS (or withholding tax) on interest is computed at the configured rate and split into a payable account on each accrual, so your Form 26AS / withholding position reconciles without manual adjustment. A scheduler_events reminder job raises maturity and renewal alerts a configurable number of days ahead — via ERPNext Notifications, email, and optional ToDo assignments to the treasury owner. A Query Report gives you a bank-wise FD register (principal, accrued interest, TDS, maturity date, days-to-maturity) with drill-through to each deposit, and whitelisted methods expose the same data over the Frappe REST API so a treasury dashboard or Insights chart can read it. Everything respects Frappe permissions: a dedicated role profile lets a Finance Manager create and submit deposits while restricting posting rights, and every generated Journal Entry carries an audit trail back to its source deposit.
Because this is build-to-order, nothing is a black box. We start from your actual chart of accounts, deposit types and TDS rules, agree the accrual and rounding conventions in writing, then build the app against Frappe/ERPNext v15 or v16 to match your site. You receive the installable source, we install and configure it on staging for UAT, then deploy to production with a rollback plan. This is not an anonymous marketplace download — it is a scoped engagement where ECOSIRE builds exactly the FD and investment workflow your treasury runs, and stands behind it afterwards.
What you get
- Installable source code for your version of the app, packaged as a standard Frappe app and pinned to your ERPNext v15/v16 site
- Installation and configuration on your site — DocTypes, GL account mapping, TDS rules, role profile and scheduler events set up
- Technical documentation: DocType schema, hooks/doc-events, scheduler jobs, whitelisted API methods and account-mapping reference
- User guide plus a live training session for the finance/treasury team
- UAT on a staging site with sign-off, then production deploy with a documented rollback plan
- Post-go-live support window for defect fixes and configuration adjustments after launch
- Git repository handover with full commit history so your team (or any Frappe developer) can maintain it
Who this is for
Corporate Finance Manager
Owns the treasury ledger and needs live accrued-interest balances, TDS reconciliation and a bank-wise FD register inside ERPNext instead of a side spreadsheet the auditors distrust.
Treasury / Cash Manager
Manages surplus cash across multiple banks and deposits, and needs maturity and renewal reminders plus days-to-maturity visibility so no FD rolls over or lapses unnoticed.
Group Financial Controller
Consolidates several entities and wants investment income recognised consistently period by period, with an audit trail from each Journal Entry back to its source deposit.
ERPNext System Administrator
Maintains the Frappe site and wants a clean, upgrade-safe app with documented hooks, scheduler events and permissions rather than ad-hoc customisations bolted onto core.
How Fixed Deposit & Investment Tracker Compares
| Criterion | ECOSIRE | Custom Build | Competitor | ERPNext Native |
|---|---|---|---|---|
| Fit to your treasury workflow | Built to your COA, deposit types and TDS rules | Fully bespoke but you own every decision | Fixed feature set, take it or leave it | No FD concept at all |
| Interest accrual | Automated scheduler job posts periodic Journal Entries | Possible but you build the accrual engine | Varies; often basic or manual trigger | Manual Journal Entry each period |
| TDS / withholding on interest | Split to payable per accrual at configured rate | Only if you scope and build it | Rarely handled or region-locked | Hand-adjusted at period end |
| Maturity & renewal reminders | Scheduler alerts + ToDo assignments N days ahead | Extra build effort | Sometimes included | None — tracked in a spreadsheet |
| Bank-wise FD register | Query Report + REST API with drill-through | Build the report yourself | Report quality varies | No dedicated register |
| Delivery model | Build-to-order, one working week, installed on staging first | Long in-house project | Instant download, no fit guarantee | Already in ERPNext |
| Support & source ownership | Full source, git handover, post-go-live support | You own it and maintain it alone | Vendor support tiers, limited source access | Community/ERPNext support only |
| Upgrade safety (v15/v16) | Separate app, standard hooks — upgrade-safe | Depends on your engineering discipline | Depends on vendor maintenance | N/A |
Frequently Asked Questions about Fixed Deposit & Investment Tracker
Is this an existing app I can download and install today?
No. ECOSIRE builds it to order for your ERPNext site. We scope your chart of accounts, deposit types and TDS rules, build the app, then install and support it. There is no instant download — the trade-off is that what you receive fits your treasury workflow exactly.
How long does delivery take?
Typically one working week from confirmed scope, depending on how many deposit types, accrual conventions and TDS rules are involved. After our scoping call we give you a firm timeline before any work starts.
How is interest actually posted to the ledger?
A Frappe scheduler job runs periodically (daily or monthly, as configured), computes accrued interest for each active deposit using your agreed day-count basis, and posts a Journal Entry debiting interest receivable and crediting interest income — with TDS split to a payable account. Every entry links back to its source deposit.
Does it handle TDS or withholding tax on interest?
Yes. The accrual logic splits the gross interest into net income and a withholding-tax payable at your configured rate, so your TDS position reconciles automatically instead of being adjusted by hand at period end. The exact rule set is agreed during scoping.
Which ERPNext versions are supported, and what about updates?
We build against Frappe/ERPNext v15 or v16 to match your site. You get the full source and git history, so your own team can maintain it. ECOSIRE also includes a post-go-live support window and can quote ongoing maintenance or a version upgrade when you move to a newer ERPNext release.
Will it interfere with ERPNext core or block upgrades?
No. It ships as a separate Frappe app using standard extension points — its own DocTypes, hooks.py doc events, scheduler_events and client scripts — rather than patching core files, so ERPNext upgrades stay clean.
Can we get the data out for dashboards or other tools?
Yes. The FD register is a Query Report and the same data is exposed through whitelisted REST API methods, so ERPNext Insights, a custom dashboard, or an external treasury tool can read principal, accrued interest, TDS and maturity data directly.
Related Modules

Field Service Mobile PWA
An offline-first Progressive Web App that lets field technicians view assigned jobs, capture photos and customer signatures, and check in by GPS, then sync everything back into ERPNext. Built to order, installed and supported by ECOSIRE.

Finance Analytics & BI for ERPNext
Pre-built financial dashboards and self-service BI for your ERPNext accounting data, with drill-down from KPI to GL entry, scheduled report delivery, and multi-company/currency views. ECOSIRE builds, installs and supports it for you.

Food Delivery Aggregator Connector for ERPNext
A build-to-order ERPNext connector that syncs your menu and prices out to Talabat, Uber Eats, Deliveroo, Zomato and Swiggy and pulls every delivery order back into a single ERPNext feed. ECOSIRE builds, installs and supports it for your specific outlets and aggregator accounts.

Forward Contracts & FX Hedging
A build-to-order ERPNext app that records foreign-exchange forward contracts, links them to your invoices and purchase orders, and tracks hedge effectiveness and mark-to-market valuation through to settlement. ECOSIRE scopes, builds, installs, and supports it — this is not an off-the-shelf download.
Fixed Deposit & Investment Tracker
A build-to-order ERPNext app that turns your fixed deposits and short-term investments into first-class DocTypes with automated interest accrual journals, maturity reminders and TDS handling. ECOSIRE builds, installs and supports it on your Frappe/ERPNext v15/v16 site.
- `Fixed Deposit` DocType with deposit number, principal, rate, compounding basis, tenure, deposit and maturity dates, and configurable GL account mapping
- Linked to native `Bank` and `Bank Account` masters so FD records reuse your existing banking data instead of duplicating it
- `hooks.py` on_submit doc event that validates the schedule and posts the opening entry moving funds into a dedicated FD asset account
- Automated interest accrual via `scheduler_events`: a periodic server-side job posts Journal Entries (debit interest receivable, credit interest income) for each active deposit