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eCommerce Platform Cost Calculator

Compare the true cost of Shopify, WooCommerce, BigCommerce, Magento, Odoo, and more. Includes transaction fees, hosting, apps, and 3-year TCO — not just the sticker price.

8 platforms compared2026 real pricing dataFull TCO including hidden feesFeature match scoring

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We use this to recommend the right plan tier and calculate realistic costs.

Monthly revenue estimate: $33,000/moAnnual revenue estimate: $396,000/yr

How to Choose the Right eCommerce Platform in 2026

1. Understand the True Cost Structure

The advertised monthly price of an eCommerce platform is almost never the full story. A Shopify Basic subscription at $39/month can quickly become $200-400/month once you factor in payment processing fees (2.9%+30¢ per transaction), 3-5 essential apps ($85/month average), and basic developer support. This is why comparing Total Cost of Ownership (TCO) — not just subscription prices — is essential before committing to a platform.

Our calculator factors in every cost layer: the platform subscription, payment processing (Stripe 2.9%+30¢ is the industry standard, but some platforms add their own transaction fees on top), plugin and app costs, hosting fees for self-hosted platforms like WooCommerce and PrestaShop, theme investment amortized over time, and realistic developer maintenance costs.

2. Match Platform Strengths to Your Business Type

Direct-to-Consumer (DTC) brands building aspirational brands with strong design needs will thrive on Shopify. Its best-in-class storefront, 8,000+ app ecosystem, and built-in marketing tools are unmatched for DTC. The tradeoff: Shopify apps add up, and transaction fees with external gateways can be significant.

B2B and wholesale businesses have different needs — customer-specific pricing, quote management, purchase orders, and credit terms. Odoo eCommerce and BigCommerce stand out here. Odoo integrates eCommerce directly with your ERP, so wholesale pricing, inventory, and accounting flow automatically. BigCommerce offers strong B2B features natively without transaction fees.

Content-heavy businesses already on WordPress naturally gravitate to WooCommerce for the seamless CMS integration. The flexibility of 50,000+ WordPress plugins is unmatched, but requires more technical management than hosted platforms. Agencies often prefer WooCommerce for client stores because of the full control and absence of platform lock-in.

Enterprise and large catalog stores with complex product configurations, multiple storefronts, or millions of SKUs typically need Adobe Commerce (Magento) or Odoo. These platforms handle complexity that Shopify and WooCommerce struggle with at scale, though the TCO is significantly higher.

3. Calculate the Transaction Fee Impact

Transaction fees are often the biggest cost difference between platforms at scale. Consider a store with $100,000 in monthly GMV (Gross Merchandise Volume):

  • Shopify Basic with Shopify Payments: 2.9%+30¢ per transaction = ~$2,900/month in processing fees alone
  • Shopify Basic with external gateway: +2% platform fee = additional $2,000/month = $4,900/month total
  • BigCommerce: No platform fee, just processor fees = ~$2,900/month
  • WooCommerce: No platform fee, just Stripe fees = ~$2,900/month
  • Squarespace Business: 3% platform fee + 2.9% processor = ~$5,900/month

This illustrates why BigCommerce is often the smartest choice for high-GMV stores that want a hosted SaaS solution without transaction fee exposure.

4. Factor in the App and Plugin Ecosystem

Every eCommerce platform has a base feature set, but most stores need additional capabilities — email marketing integration, loyalty programs, product reviews, advanced shipping rules, or SEO tools. These come from the app marketplace, and the costs add up:

  • Shopify: 8,000+ apps, average store uses 3-5 paid apps at $10-50/month each = ~$85/month average
  • WooCommerce: 50,000+ WordPress plugins, many free, but paid plugins for subscriptions, advanced filtering, memberships = ~$60/month
  • Odoo: All 50+ business apps included in the monthly subscription — no additional app costs for ERP, CRM, POS, accounting, etc.
  • Adobe Commerce: Marketplace extensions can cost $200-2,000+ each, plus annual renewal fees

5. Consider Migration Costs Before Switching

Platform migrations are a significant hidden cost that many merchants underestimate. Moving from one eCommerce platform to another involves: product catalog migration (with variants, images, and custom fields), customer data transfer, order history migration, SEO URL redirect mapping to preserve search rankings, theme rebuild or adaptation, and app/integration re-configuration.

Typical migration costs range from $2,000-$5,000 for a simple WooCommerce-to-Shopify migration to $50,000-$200,000+ for a complex Magento-to-Adobe Commerce or Magento-to-Odoo migration with ERP integration. This "switching cost" is why platform selection decisions should be made for your 3-5 year horizon, not just your current needs.

6. Platform Pricing Tiers Explained

Most eCommerce platforms use tiered pricing that scales with your store's capabilities and revenue:

  • Shopify: Basic ($39) → Shopify ($105) → Advanced ($399) → Plus ($2,300+). Upgrade triggers are usually feature needs (advanced reporting, third-party calculated shipping) or desire for lower transaction rates.
  • BigCommerce: Standard ($39) → Plus ($105) → Pro ($399) → Enterprise. Unlike Shopify, BigCommerce forces plan upgrades when annual revenue exceeds thresholds ($50K, $180K, $400K).
  • Odoo: Priced per user/month with all apps included. Standard at $31.10/user/month, Custom (with customizations) at $46.70/user/month. A 5-user store costs $155-234/month but gets CRM, accounting, inventory, HR, and POS included — no separate subscriptions needed.

Frequently Asked Questions

How much does an eCommerce platform cost per month?
eCommerce platform costs vary widely: Shopify Basic starts at $39/mo, WooCommerce is free (but hosting costs $15-200/mo), BigCommerce Standard is $39/mo, Squarespace Commerce starts at $36/mo, and Adobe Commerce (Magento) can cost $1,800-$10,000+/mo for enterprise. However, the total monthly cost of ownership — including payment processing fees (2.9%+30¢ per transaction), apps/plugins ($20-120/mo average), hosting, and maintenance — is almost always 2-4x the base platform price.
What is the cheapest eCommerce platform for a new store?
Wix eCommerce at $17/mo has the lowest starting price for hosted platforms. WooCommerce and PrestaShop are free (open-source) but require paid hosting ($15-50/mo). However, "cheapest" depends on your order volume — transaction fees can easily surpass platform subscription costs at higher volumes. For stores processing 500+ orders/month, BigCommerce (no platform transaction fees) or Odoo often provide better total cost of ownership.
Does Shopify charge transaction fees?
Shopify charges 0% transaction fees if you use Shopify Payments (their built-in payment processor). If you use an external payment gateway (like PayPal or a custom processor), Shopify charges 0.5% (Advanced), 1% (Shopify), or 2% (Basic) on every transaction. All plans still incur Shopify Payments processing fees of 2.9%+30¢ (Basic), 2.6%+30¢ (Shopify), or 2.4%+30¢ (Advanced) per transaction.
What is Total Cost of Ownership (TCO) for eCommerce?
eCommerce TCO includes: platform subscription, payment processing fees (2.9%+30¢ per transaction is standard), platform transaction fees (if applicable), apps and plugins, web hosting (for self-hosted platforms), themes and design, developer and maintenance costs, and SSL certificates. Our calculator adds all of these to show your true monthly and annual cost — not just the advertised platform price.
WooCommerce vs Shopify — which is cheaper?
For low-volume stores (under 200 orders/month): WooCommerce is typically cheaper ($50-80/mo all-in vs $39-85/mo for Shopify Basic after apps). For medium-volume stores (500-2,000 orders/month): costs become comparable as WooCommerce requires more paid plugins and Shopify apps become essential. For high-volume stores (5,000+ orders/month): Shopify Advanced ($399/mo with 2.4% processing) vs WooCommerce with high-performance hosting often come out similar. The key difference: WooCommerce requires more technical management; Shopify is fully managed.
Which eCommerce platform is best for B2B businesses?
For B2B eCommerce: Odoo eCommerce is #1 for companies wanting native ERP integration with built-in wholesale pricing, customer-specific price lists, and multi-website management. BigCommerce ranks #2 for its native B2B features (customer groups, bulk pricing, quote management) without transaction fees. Shopify Plus offers B2B features but at $2,300+/month. WooCommerce with B2B plugins can work but requires significant configuration.
What are the hidden costs of eCommerce platforms?
Common hidden eCommerce costs include: (1) App/plugin costs — Shopify stores average $85/mo in paid apps, WooCommerce ~$60/mo. (2) Payment processor fees — 2.9%+30¢ per transaction adds up fast (on $50k/mo GMV = $1,450/mo just in processing). (3) Platform transaction fees on Shopify (with external gateways) and Squarespace Business plan (3%). (4) Theme purchases ($80-5,000 one-time). (5) Developer costs for customization. (6) CDN and performance tools for self-hosted platforms.
How do I migrate from one eCommerce platform to another?
eCommerce platform migrations typically involve: (1) Product catalog export/import via CSV or automated migration tools. (2) Customer data transfer (with GDPR considerations). (3) Order history migration. (4) URL redirect mapping to preserve SEO. (5) Theme and design rebuild. (6) App and integration re-configuration. Migration costs range from $2,000-$50,000+ depending on complexity, data volume, and custom functionality. ECOSIRE specializes in Shopify and Odoo migrations — contact us for a free scoping assessment.

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