Store Credit & Wallet for Magento 2

Key Features

Per-customer wallet with an authoritative balance plus an append-only transaction ledger (credit, debit, refund, cashback, expiry, manual adjustment) behind clean service contracts

Spend wallet balance at checkout via a dedicated payment method and quote-total collector — no fake discount lines

Split payment: apply part of the balance and route the remainder to your live gateway (Stripe, Adyen, PayPal, Authorize.Net) via a quote-level plugin

Refund-to-store-credit through a creditmemo_save_after observer, with a per-refund admin toggle for credit vs. original payment method

Customer-funded top-ups: buy wallet credit as a virtual product, paid through your existing gateway and posted to the ledger on invoice

Configurable cashback & reward rules — percent or fixed, scoped per product, category, or customer group, with min-spend thresholds

Balance expiry via cron with ledger-stamped forfeiture entries and optional pre-expiry reminder emails

REST and GraphQL endpoints for balance, ledger, apply-to-cart, and top-up so PWA Studio / headless storefronts match Luma exactly

Admin wallet grid, per-customer ledger view, and manual adjustments — every action ACL-gated and audit-logged with the admin actor

Multi-store / multi-currency and customer-account 'My Wallet' section, with store-view-scoped configuration

Works on both Adobe Commerce and Open Source (Magento Open Source); on Adobe Commerce it can extend or replace native store-credit behavior cleanly

Emails and customer notifications wired through Magento's transactional template system for top-up, refund credit, cashback, and expiry events

Built to order, done for you

No DIY setup — a working app, built, installed and supported by ECOSIRE.

You order

Start with a one-time build price. We scope it with you at kickoff.

We build & install

ECOSIRE builds, configures and installs it on your Magento 2.

Go live + support

You go live in about 2–4 weeks, with a post-launch support window.

About this Product

Open Source (Community) Magento 2 has no native customer wallet — store credit only ships in Adobe Commerce, and even there it lacks top-ups, cashback rules, and split wallet-plus-gateway payment. This extension closes that gap on either edition.

ECOSIRE builds a dedicated Ecosire_StoreCreditWallet module under app/code, exposing a real WalletRepositoryInterface / WalletTransactionInterface service-contract layer so balances, holds, and ledger entries are never mutated by ad-hoc SQL. A per-customer wallet stores an authoritative balance plus an append-only transaction ledger (credit, debit, refund, cashback, expiry, adjustment), each row carrying currency, order reference, and ACL-stamped admin actor.

At checkout, a payment_method plus a quote-total collector lets the customer apply any portion of their balance; the remainder routes to your existing gateway (Stripe, Adyen, PayPal, Authorize.Net) untouched — true split payment via a quote-level plugin, not a hacky discount. Refunds are redirected to wallet credit through a creditmemo_save_after observer with an admin toggle to choose credit vs. original payment per refund.

Cashback and reward rules are configurable (percent or fixed, per product / category / customer group, min-spend thresholds) and post credit on invoice or shipment. A cron job ages and expires balances on your schedule, writing expiry ledger rows and optionally emailing customers before forfeiture.

Everything is exposed over REST and GraphQL service contracts so headless / PWA Studio storefronts and the Luma theme behave identically. Admin gets a full grid, ACL-scoped resources (Ecosire_StoreCreditWallet::manage), manual adjustments with audit trail, and store-view-scoped config.

ECOSIRE writes it to your Magento version and theme, installs it on your staging then production, runs setup:upgrade / setup:di:compile, and supports it after launch. This is a delivered, installed engagement — not an instant Marketplace download.

What you get

A versioned `Ecosire_StoreCreditWallet` module under app/code with composer.json, module.xml, di.xml, and declarative-schema db_schema.xml — installable on your environments

Installation on your staging and then production, including setup:upgrade, setup:di:compile, and cache/index validation

Admin configuration, ACL resources, wallet grid, and customer 'My Wallet' UI built to your active theme (Luma or custom)

REST + GraphQL service-contract documentation and example calls for headless / PWA Studio integration

A short admin runbook covering cashback rule setup, refund-to-credit, expiry cron scheduling, and manual adjustments

Source code ownership plus a defined post-launch support and bug-fix window agreed before build start

Who this is for

Retention-focused store owner

Wants a customer wallet and cashback engine to turn one-time buyers into repeat purchasers, without paying a recurring SaaS fee or rebuilding checkout.

Customer-service / operations lead

Needs fast, clean refund handling — issuing store credit instead of slow gateway reversals — with a full audit trail of who adjusted which balance and why.

Magento developer or technical lead

Wants a properly architected module using service contracts, plugins, observers, and declarative schema that passes setup:di:compile and survives Magento upgrades — not a copy-paste core hack.

How Store Credit & Wallet for Magento 2 Compares

Criterion	ECOSIRE	Custom Build	Competitor
Customer wallet with top-up and append-only ledger	Included	Partial support	Included
Refund redirected to store credit with per-refund admin toggle	Included	Partial support	Partial support
Split payment: partial wallet + your existing gateway on one order	Included	Partial support	Partial support
Configurable cashback/reward rules (per product, category, customer group)	Included	Partial support	Partial support
Balance expiry via cron with reminder emails and ledger entries	Included	Partial support	Partial support
REST + GraphQL service contracts for headless / PWA Studio	Included	Partial support	Partial support
Built to your exact version/theme, installed and supported	Included	Included	Not included
Works on Magento Open Source (not just Adobe Commerce)	Included	Included	Partial support

Frequently Asked Questions about Store Credit & Wallet for Magento 2

How long does delivery take, and how is it installed?

Typical build-to-order delivery is about 2 to 4 weeks depending on your edition (Adobe Commerce vs. Open Source), theme, and whether you need headless/GraphQL or split-payment with a specific gateway. ECOSIRE builds against your exact Magento version, installs the module on your staging environment first (composer require / app/code drop, setup:upgrade, setup:di:compile, reindex), validates checkout and refund flows, then promotes to production. You are not downloading an instant Marketplace package — this is a built, installed, and verified engagement.

Do I get ongoing support and updates after launch?

Yes. Every build includes a defined post-launch support and bug-fix window agreed before we start. Because you receive the full source under your ownership, you can self-host and modify it freely. For Magento minor/security upgrades, gateway changes, or new cashback rules, ECOSIRE offers continued support and enhancement work — quoted separately from the one-time build so you only pay for what you need.

Does this work on Magento Open Source, or only Adobe Commerce?

It works on both. Magento Open Source has no native wallet at all, so this becomes your complete store-credit system. Adobe Commerce has native store credit but lacks top-ups, cashback rules, and split wallet-plus-gateway payment — here the module extends or cleanly replaces that behavior. We confirm the target edition and version up front so the architecture fits.

Can customers pay partly with wallet and partly with their card?

Yes. A quote-level plugin and total collector let the customer apply any portion of their wallet balance, then route the remaining amount to your existing gateway (Stripe, Adyen, PayPal, Authorize.Net, etc.). It is implemented as a genuine split payment against the quote totals, not as a discount or store-credit hack that breaks tax and reporting.

Will it survive Magento upgrades and pass setup:di:compile?

Yes — that is the point of building it properly. The module uses service contracts (repository interfaces), di.xml plugins/interceptors, observers, and declarative schema (db_schema.xml) rather than rewriting core files. It compiles cleanly under setup:di:compile and is namespaced under Ecosire_StoreCreditWallet so Magento core and other extensions are not patched in place, which keeps your upgrade path open.