Odoo vs Xero — Accounting Software Comparison [2026]

In summary, Xero is a popular cloud accounting tool for freelancers and small businesses, known for its simplicity and bank feeds. Odoo offers everything Xero does plus inventory, manufacturing, CRM, HR, eCommerce, and project management in a single platform. For pure accounting simplicity, Xero wins; for growing businesses needing more than accounting, Odoo is the better investment.

Feature Comparison

FeatureOdooXero
Core FunctionFull ERP with accountingCloud accounting
Pricing$24.90/user/month (all apps)$15-78/month (limited users)
InventoryFull multi-warehouse managementBasic tracking only
CRM & SalesBuilt-in pipeline + quotationsThird-party apps only
Bank FeedsAutomated bank reconciliationExcellent bank feed network
ManufacturingFull MRPNot available
User LimitsUnlimitedLimited by plan tier
App Marketplace40,000+ Odoo apps1,000+ Xero apps

Choose Odoo When

  • You have outgrown Xero and need inventory, CRM, or HR
  • You want one platform instead of Xero + 5 add-ons
  • You need manufacturing or project-based billing
  • You have more than 5 users

Choose Xero When

  • You only need simple bookkeeping and invoicing
  • You are a freelancer or solo practitioner
  • Your accountant uses Xero and you want seamless collaboration
  • You need the simplest possible setup

Frequently Asked Questions

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