Most finance teams discover their credit exposure problem only after the invoice ages past due. In stock Odoo, the credit limit on the customer form is essentially advisory — the credit_limit field surfaces a warning banner on the sales order, but a salesperson can confirm an over-limit order anyway, and there is no gate, no sign-off trail, and no way to say "orders above X need the CFO, orders above Y need the controller." The result is revenue booked against customers who are already over their exposure ceiling, and a collections team that finds out weeks later. This is where the native behaviour runs out of road: Odoo gives you the number, but not the control loop around it.

We build a productized module that turns that advisory number into an enforced, multi-level approval workflow. On the technical side we extend sale.order with a computed exposure figure (@api.depends on order lines, confirmed-but-uninvoiced backlog, and open account.move receivables) compared against the customer's effective limit, and we block the standard action_confirm() when the order breaches it. Instead of confirming, the order transitions into a credit_hold state and raises an approval request routed by configurable tiers — for example line-manager up to one threshold, finance manager above it, and a final director sign-off beyond a hard ceiling. Each tier is defined as data (a small credit.approval.tier model) so thresholds, approver groups, and currency are configurable per company without touching code. Approvers act from their own dashboard or directly on the order; every decision writes to the chatter and to an immutable audit line (who, when, exposure at that moment, comment), and security is enforced with dedicated groups in ir.model.access.csv plus record rules so a salesperson can request but never self-approve.

The workflow is wired into the parts of Odoo your team already uses. Views are extended in XML (with an OWL status widget on the order header) so the hold state, current exposure, and pending approver are visible at a glance; automated actions and activity scheduling notify the right approver the moment an order goes on hold; a QWeb report gives finance a printable credit-approval sheet; and the whole thing is reachable over the standard XML-RPC/JSON-RPC API so an external portal or e-commerce front end triggers the same gate rather than bypassing it. We handle the Community vs Enterprise distinction explicitly — the core gate works on Community, and where your edition offers richer approvals or studio-based tiers we align to it rather than duplicate it — and we ship and test against Odoo 17.0, 18.0, and 19.0 with a clean, upgrade-safe __manifest__.py.

Because this is build-to-order, nothing is downloaded off a shelf. After a short scoping call we confirm your tier structure, exposure formula (do you count draft quotations, only confirmed backlog, overdue-only, etc.), approver groups, and edition, then build against a staging copy of your database. Typical delivery is 2 to 4 weeks from confirmed scope, including UAT on staging and a rollback plan before anything touches production. Pricing starts from $299 (indicative, single-company base scope); multi-company consolidation, multi-currency exposure aggregation, deeper ERP/credit-bureau integrations, and larger data-migration volumes increase the quoted scope. You receive a fixed quote after the scoping call, never a surprise later.