Magento Open Source ships a thin "Bank Transfer Payment" core method that does little more than print static instructions and drop orders into Pending. It has no per-store bank accounts, no unique reference per order, no proof-of-payment upload, no structured approval queue, and no automatic cleanup of abandoned transfers. For merchants in MENA and South Asia — where bank wire, IBAN transfer and over-the-counter deposit are still the dominant way customers pay — that gap means manual reconciliation, mismatched payments, and stale orders clogging the dashboard.

This extension is a real Magento 2 module delivered under app/code/Ecosire/BankTransfer. It registers a gateway method via Magento\Payment\Model\Method\Adapter and payment.xml, wired through di.xml with a custom CommandPool, ValueHandlerPool and a ConfigInterface-backed config provider. Checkout rendering uses a Knockout/UIComponent .js renderer so the method appears natively in the one-page checkout, and a GraphQL resolver plus REST endpoint expose it to headless / PWA Studio storefronts.

At checkout the customer sees the correct bank account for the active store view (driven by ScopeInterface::SCOPE_STORE), a unique payment reference generated against the order increment ID, and an upload field for their deposit slip. An sales_order_place_after observer persists the reference; uploaded proofs are validated and stored on the configured media/filesystem. Admins get a dedicated grid and a verify-and-approve action gated by a custom ACL resource, which invokes the invoice/order service contracts on approval. A cron job cancels orders left unverified past the configurable timeout and restocks them.

ECOSIRE builds, installs and supports this for you. We tailor the bank fields, reference format, email templates and timeout to your business, deploy it on your Open Source or Adobe Commerce instance, run setup:upgrade, and stand behind it.