Product details are displayed in English. Translations coming soon.
Quick facts
- Price
- $499.00 USD
- ERPNext versions
- —
- Setup time
- 30 min
- License
- One-time perpetual
- Languages
- 11 languages
एक बार की खरीदारी
Lending & Loan Management for ERPNext
A build-to-order ERPNext app for running staff or customer loans end to end — loan products with configurable interest types, automated EMI schedules, interest and penal-interest accrual, disbursement and repayment entries, and collateral tracking. ECOSIRE scopes, builds, installs and supports it on your ERPNext v15/v16 site.
$499.00USD
अभी कोई भुगतान नहीं। यह हमारी टीम को एक कोटेशन अनुरोध भेजता है — हम कीमत और अगले चरणों के साथ ईमेल द्वारा संपर्क करेंगे।
प्रमुख सुविधाएँ
Dedicated `Loan Product` DocType with configurable interest type (flat, reducing-balance, simple), tenure, grace period and penal rate
Automated EMI/repayment schedule generation via `on_submit` doc events, stored in a child `Repayment Schedule` table with due dates, principal and interest split
Daily interest accrual through a Frappe `scheduler_events` job that posts `Loan Interest Accrual` records and GL Entries across all active loans
Penal (overdue) interest raised automatically on installments past their due date, at the loan product's configured penal rate
`Loan Disbursement` DocType that posts real GL Entries against your ERPNext Chart of Accounts — no parallel ledger
`Loan Repayment` DocType with correct allocation order: penal interest, then interest, then principal, updating outstanding balance on submit
Loan security / collateral tracking DocType linking pledged assets, valuation and loan-to-value to the loan master
Links to native ERPNext `Customer` and `Employee` records so staff loans and customer loans share one engine
Maker-checker approval flow via Loan Application → approval → disbursement, enforced with role profiles (Loan Officer, Loan Approver, Accountant)
Whitelisted methods (`@frappe.whitelist()`) exposing amortization preview, live outstanding balance and early-settlement figures
Frappe REST API access (`/api/resource`, `/api/method`) for portals, mobile apps or downstream reporting
Client scripts that recompute the schedule when tenure/rate changes and block over-disbursement in the desk UI
Amortization / settlement calculation supporting early foreclosure with recomputed interest and outstanding principal
Query Reports and dashboard charts for portfolio outstanding, ageing/overdue buckets and expected collections
Compatible with Frappe/ERPNext v15 and v16, packaged as a standard installable Frappe app
इस उत्पाद के बारे में
Finance companies and employers that run lending on top of ERPNext usually start by bolting loans onto Journal Entries and spreadsheets. That falls apart fast: EMI schedules get maintained by hand, interest accrual is reconstructed at month-end instead of posted daily, penal interest on overdue installments is calculated ad hoc, and there is no single record tying a borrower to their disbursement, outstanding principal, repayment history and pledged collateral. Stock ERPNext gives you a general ledger, Payment Entries and Journal Entries, but it has no first-class notion of a loan product, a repayment schedule, or an amortization run — so the numbers that regulators, auditors and your own board care about live outside the system.
Lending & Loan Management for ERPNext क्यों चुनें
Dedicated `Loan Product` DocType with configurable interest type (flat, reducing-balance, simple), tenure, grace period and penal rate
Automated EMI/repayment schedule generation via `on_submit` doc events, stored in a child `Repayment Schedule` table with due dates, principal and interest split
Daily interest accrual through a Frappe `scheduler_events` job that posts `Loan Interest Accrual` records and GL Entries across all active loans
Penal (overdue) interest raised automatically on installments past their due date, at the loan product's configured penal rate
`Loan Disbursement` DocType that posts real GL Entries against your ERPNext Chart of Accounts — no parallel ledger
`Loan Repayment` DocType with correct allocation order: penal interest, then interest, then principal, updating outstanding balance on submit
ECOSIRE builds a proper Frappe app that makes lending a native part of your ERPNext instance. We model the domain as dedicated DocTypes — Loan Product (interest type: flat, reducing-balance or simple; tenure; grace period; penal rate; disbursement and receivable accounts), Loan Application, Loan (the master record), a child Repayment Schedule table, and transactional Loan Disbursement, Loan Repayment and Loan Interest Accrual DocTypes. Each links back to ERPNext Customer or Employee and posts real GL Entries through the standard accounting engine, so loans reconcile against your existing Chart of Accounts with no parallel ledger.
The engine is driven by ERPNext's own automation primitives. hooks.py doc events (on_submit, on_cancel, validate) generate the EMI/repayment schedule the moment a loan is disbursed and post the disbursement's GL Entries; a scheduler event (daily/monthly scheduler_events) runs interest accrual across all active loans and raises penal interest on installments past their due date. Repayments are allocated in the correct order — penal interest, then interest, then principal — and each submission writes a Payment/Journal Entry and updates outstanding principal on the loan master. Server scripts and whitelisted methods (@frappe.whitelist()) expose the schedule, amortization preview and settlement figures so both the ERPNext desk and any front-end or the Frappe REST API (/api/resource, /api/method) can read live balances. Role profiles and permission rules (Loan Officer, Loan Approver, Accountant) enforce a maker-checker flow, and client scripts drive the desk UX — recomputing the schedule when tenure or rate changes, and warning before over-disbursement.
Because this is build-to-order, nothing ships blind. We start with a scoping call to pin down your interest conventions, day-count basis, penal rules, collateral types and approval hierarchy, then build against your exact requirements on a staging copy of your site. You review a working system in UAT — real loan products, real schedules, real GL postings — before anything touches production. Delivery is typically 2-4 weeks from confirmed scope, and you receive the installable source, the git repository, documentation and a support window so your team can operate and extend it after go-live.
What you get
- Installable Frappe app source code for your ERPNext version (v15 or v16), built to your confirmed scope
- Installation and configuration on your site — loan products, accounts mapping, role profiles and scheduler events
- Technical documentation: DocType schema, doc-event hooks, scheduler jobs, whitelisted methods and REST endpoints
- User guide plus a live training session for loan officers, approvers and accounting staff
- UAT on a staging copy of your site with sample loans, schedules and GL postings, plus a rollback plan
- Git repository handover with full commit history and branch/tag conventions
- Post-go-live support window for defect fixes and configuration questions
- Data-migration assistance for existing loans and balances where applicable
Who this is for
Finance / lending company controller
Runs a consumer or SME loan book and needs disbursement, amortized EMI schedules, daily interest accrual and overdue penal interest posted natively in ERPNext, with an audit trail and portfolio reporting for regulators and the board.
Employer running staff loans and advances
Offers salary advances and staff loans and wants them tracked against each `Employee`, with repayments recoverable through the schedule and reconciled against the GL — without maintaining a separate spreadsheet.
ERPNext accountant / finance operations lead
Owns the Chart of Accounts and month-end close, and needs loan interest, penal interest and repayments to post real GL Entries so the loan ledger reconciles automatically with no parallel bookkeeping.
Head of technology / ERPNext administrator
Wants a clean, upgradeable Frappe app — proper DocTypes, hooks and scheduler events, role-based permissions and REST access — with source code and a git repo they can maintain and extend in-house.
Installation overview
Download from ECOSIRE
Buy the license on ecosire.com and download the Lending & Loan Management for ERPNext app ZIP from your account dashboard.
Add the app to your bench
Extract the ZIP into your bench's apps folder, or run `bench get-app` with the path to the extracted app.
Install on your site
Run `bench --site SITE_NAME install-app APP_NAME` followed by `bench migrate` to install Lending & Loan Management for ERPNext and apply its schema.
Activate your license
Open the ECOSIRE License settings on your site and activate your license key. Requires the free ecosire_connect and ecosire_license_client apps.
How Lending & Loan Management for ERPNext Compares
| Criterion | ECOSIRE | Custom Build | Competitor | Odoo Native |
|---|---|---|---|---|
| Loan data model | Dedicated DocTypes (Loan Product, Loan, Disbursement, Repayment, Accrual, Collateral) | Whatever your team designs from scratch | Fixed schema you cannot easily change | |
| EMI schedule generation | Auto-generated on disbursement via doc events, to your interest convention | Built to spec if you fund it | Generic schedule, limited interest types | |
| Interest & penal accrual | Daily scheduler job posting accrual + penal interest on overdue | Depends on your build effort | Basic accrual, penal rules often missing | |
| GL integration | Real GL Entries on your Chart of Accounts — no parallel ledger | You wire up posting yourself | Usually posts, mapping may be rigid | |
| Collateral tracking | Loan-security DocType with valuation and LTV linked to the loan | Only if scoped and built | Often not covered | |
| Fit to your rules | Scoped to your day-count, penal and approval conventions | Fully bespoke but you own delivery risk | Take it as shipped | |
| Source & ownership | Full source + git repo handed over | You own it — and its full cost | Often closed or license-locked | |
| Support & versions | Support window, training, v15/v16 tested | You staff it | Vendor-dependent, upgrade lag |
Frequently Asked Questions about Lending & Loan Management for ERPNext
How long does delivery take?
This is a build-to-order engagement, not an instant download. After a short scoping call to confirm your interest conventions, penal rules, collateral types and approval flow, typical delivery is 2-4 weeks from confirmed scope. You review a working system in UAT on staging before it reaches production.
Is this an off-the-shelf app I can download today?
No. ECOSIRE designs, builds, installs and supports the app for your specific ERPNext site. You receive the installable source and the git repository at handover, built to your requirements rather than a generic one-size-fits-all package.
Which ERPNext versions are supported?
The app is packaged as a standard Frappe app compatible with Frappe/ERPNext v15 and v16. We confirm your exact version and site setup during scoping and build and test against it on a staging copy.
How does it handle interest and overdue penalties?
A Frappe scheduler job runs interest accrual daily across all active loans, posting accrual records and GL Entries. Installments past their due date automatically raise penal interest at the rate configured on the loan product. Supported interest types include flat, reducing-balance and simple.
Does it post to our real accounts, or a separate ledger?
It posts real GL Entries through ERPNext's standard accounting engine against your existing Chart of Accounts. Disbursements, accruals and repayments reconcile natively — there is no parallel ledger to maintain.
What about support and updates after go-live?
Every engagement includes a post-go-live support window for defect fixes and configuration questions, plus a training session. Because you receive the full source and git repository, your team can maintain and extend the app in-house, and ECOSIRE can quote ongoing support or version upgrades separately.
Can borrowers or a portal read live balances?
Yes. Outstanding balances, schedules and settlement figures are exposed through whitelisted methods and the Frappe REST API (`/api/resource`, `/api/method`), so a customer portal, mobile app or downstream reporting tool can read live loan data with role-based permissions.
Related Modules
कोटेशन का अनुरोध करें
Lending & Loan Management for ERPNext
A build-to-order ERPNext app for running staff or customer loans end to end — loan products with configurable interest types, automated EMI schedules, interest and penal-interest accrual, disbursement and repayment entries, and collateral tracking. ECOSIRE scopes, builds, installs and supports it on your ERPNext v15/v16 site.
- Dedicated `Loan Product` DocType with configurable interest type (flat, reducing-balance, simple), tenure, grace period and penal rate
- Automated EMI/repayment schedule generation via `on_submit` doc events, stored in a child `Repayment Schedule` table with due dates, principal and interest split
- Daily interest accrual through a Frappe `scheduler_events` job that posts `Loan Interest Accrual` records and GL Entries across all active loans
- Penal (overdue) interest raised automatically on installments past their due date, at the loan product's configured penal rate