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- Bank Reconciliation & Open Banking
示意预览A build-to-order ERPNext app that pulls bank statements via CSV/MT940/open-banking APIs and auto-matches them
against Payment Entries, Journal Entries and invoices using a configurable rules engine.
ECOSIRE scopes, builds, installs and supports it for your Frappe/ERPNext v15/v16 site.
什么是 Bank Reconciliation & Open Banking?
A build-to-order ERPNext app that pulls bank statements via CSV/MT940/open-banking APIs and auto-matches them against Payment Entries, Journal Entries and invoices using a configurable rules engine. ECOSIRE scopes, builds, installs and supports it for your Frappe/ERPNext v15/v16 site. Built to order by ECOSIRE for ERPNext v15, v16 — indicative price from $999.00 USD; request a quote for a scoped proposal.
核心功能
按需定制,全程代劳
无需自行搭建——由 ECOSIRE 构建、安装并提供支持的可用应用。
- 1
您下单
以一次性构建价格开始。我们在启动时与您共同确定范围。
- 2
我们构建与安装
ECOSIRE 在您的 ERPNext 上构建、配置并安装。
- 3
上线 + 支持
约一个工作周内上线,并包含两周上线支持。我们交付的代码中的缺陷免费修复。
技术规格
- ERPNext 兼容性
- —
- 许可证
- 许可证需要确认
- Python 要求
- Python 3.10+
- 数据库
- MariaDB 10.6+
关于此产品
Most finance teams hit the same wall in ERPNext: month-end bank reconciliation is still largely manual. ERPNext core ships a Bank Reconciliation Tool and a Bank Statement Import, but matching is one bank statement at a time, largely by hand, with limited fuzzy logic and no live bank feed. There is no native open-banking connection, no persistent multi-condition matching rules, and weak handling of the messy real-world cases — partial settlements, bundled payouts (Stripe, PayPal, marketplaces), FX differences, and bank charges — so reconciling hundreds of lines a month becomes a multi-day slog and the GL drifts out of trust.
This build-to-order app closes that gap as a proper Frappe application installed on your bench. We add a Bank Statement and Bank Statement Line DocType pair that ingests transactions from CSV, MT940/CAMT.053, or a live open-banking/aggregator API, plus a Reconciliation Rule DocType where you define ordered, weighted matching conditions (exact reference, amount within tolerance, date window, counterparty name similarity, party mapping). A server-side matching engine — implemented as whitelisted methods with frappe.enqueue background jobs so large imports never block the UI — proposes matches against existing Payment Entries, Journal Entries, Sales/Purchase Invoices and unreconciled GL rows, and can auto-create the settling Payment or Journal Entry on confirmation.
Technically it is wired the ERPNext-native way. hooks.py doc events on Payment Entry and Journal Entry keep reconciliation state in sync when documents are amended or cancelled; scheduler_events (cron/hourly) poll the open-banking feed and refresh pending statements; a client script on the reconciliation workspace gives reviewers a fast keyboard-driven match/split/ignore screen. Unmatched or ambiguous amounts route to a configurable suspense/clearing account so nothing is silently dropped, and everything respects ERPNext permissions — we ship a dedicated Role and Role Profile plus Permission Level rules so approvers, clerks and auditors see the right scope. Multi-bank and multi-currency are first-class: each feed maps to a Bank Account and Company, and FX gain/loss on settlement posts to the accounts you nominate. Reads and writes are also exposed over the Frappe REST API so an external cash-management or treasury tool can push statements or pull reconciliation status.
Because this is build-to-order, you are not downloading a fixed app off a marketplace — ECOSIRE builds your version around your banks, statement formats and chart of accounts. Engagement starts with a short scoping call to confirm banks, feed method (file vs. API/aggregator), currencies and match tolerances. We build on a staging bench, run UAT against your real (sanitised) statements, then install on your production site (Frappe/ERPNext v15 or v16, self-hosted or Frappe Cloud). Typical delivery is one working week from confirmed scope, and you receive the full source in a git repository along with a post-go-live support window.
你得到什么
- Installable source code for your version of the app, delivered as a proper Frappe app on your bench (Frappe/ERPNext v15/v16)
- Installation and configuration on your ERPNext site: bank accounts, feed mapping templates, rules, suspense accounts and roles
- Technical documentation — DocType schema, hooks, scheduler events, whitelisted API endpoints and rule syntax
- End-user guide plus a live training session for your finance team on the reconciliation workspace and exception handling
- UAT on a staging bench against your real sanitised statements, with an agreed rollback plan before production cutover
- Post-go-live support window for bug fixes and match-rule tuning
- Full git repository handover with commit history and README/build instructions
- Sample MT940/CAMT/CSV mapping templates for your specific banks
这是给谁的
Finance Manager / Controller
Owns month-end close and wants bank reconciliation to stop being a multi-day manual grind. Needs a trustworthy GL, a visible suspense/clearing account for open items, and an exception report for the auditors.
Accounts / AP-AR Clerk
Reconciles hundreds of lines daily and wants the software to propose matches, not force line-by-line hunting. Values the keyboard-driven match/split/ignore workspace and auto-created settlement entries.
ERP / Systems Administrator
Runs the Frappe/ERPNext bench and cares about clean install, encrypted bank credentials, scheduler health, permission scoping and a git repo they can maintain across v15/v16 upgrades.
Group / Multi-Entity Finance Lead
Oversees several companies, banks and currencies in one ERPNext instance and needs per-bank rule sets, correct FX gain/loss posting and consolidated reconciliation status.
Bank Reconciliation & Open Banking 如何比较
| 标准 | 伊科西尔 | 定制建造 | 竞争对手 | ERPNext 原生 |
|---|---|---|---|---|
| Bank feed / open banking | File import plus optional live open-banking/aggregator feed on a scheduler job | Whatever you have time to build and maintain | Usually file import only, few offer live feeds | No live feed; manual Bank Statement Import only |
| Auto-matching engine | Weighted multi-condition `Reconciliation Rule` engine with review queue | Bespoke logic you specify and debug yourself | Basic fixed matching, limited tolerance/fuzzy logic | Manual tool, one statement at a time, minimal fuzzy match |
| Suspense / clearing handling | Configurable suspense account + auditable exception report | Only if you design it in | Rarely handled explicitly | Not a first-class concept |
| Multi-bank / multi-currency | Per-bank rule sets, per-company mapping, FX gain/loss posting | Possible but significant extra build | Often single-bank, weak FX handling | Multi-currency GL exists but no reconciliation automation |
| Fit to your banks & COA | Built around your statement formats, banks and chart of accounts | Fully bespoke by definition | Generic; you adapt to its assumptions | Generic core behaviour |
| Delivery model | Build-to-order, one working week from confirmed scope, source in git | Months of in-house dev and QA | Instant download but fixed feature set | Already installed, but leaves the gap unsolved |
| Support & updates | Post-go-live support window + v15/v16 upgrade path | Your team owns all maintenance | Varies; often subscription-locked | Community/ERPNext release cycle only |
| Source & lock-in | Full git repo handover, no subscription lock-in | You own it, at full build cost | Often closed or license-gated | Open source but no added functionality |
关于Bank Reconciliation & Open Banking的常见问题
How long does delivery take?
This is build-to-order, so there is no instant download. After a scoping call to confirm your banks, statement formats, currencies and match tolerances, typical delivery is one working week from confirmed scope. Complex multi-bank open-banking integrations sit at the upper end; a CSV/MT940-only build is usually faster. You get a firm timeline in the quotation.
What ERPNext and Frappe versions are supported?
We build for Frappe/ERPNext v15 and v16, on self-hosted benches or Frappe Cloud. We confirm your exact version during scoping and ship the app tested against it so it installs cleanly with `bench get-app` / `bench install-app`.
How do updates and support work after go-live?
Every engagement includes a post-go-live support window for bug fixes and match-rule tuning. Because you receive the full source in a git repository, you can maintain it yourself, or contract ECOSIRE for ongoing support, new bank feeds and version-upgrade compatibility. We do not force a subscription to keep your app running.
Can it connect to a live bank feed, or is it file-based only?
Both. We can build file-based import (CSV, MT940, CAMT.053) and/or a live open-banking/aggregator API connector polled on a Frappe scheduler job. Live feed availability depends on your bank or aggregator supporting an API in your region — we confirm what is feasible for your specific banks during scoping.
How does the auto-matching actually decide a match?
Matching is driven by a `Reconciliation Rule` DocType where you define ordered, weighted conditions — exact reference, amount within a tolerance, date window, counterparty name similarity and party mapping. The engine scores candidate Payment Entries, Journal Entries, invoices and open GL lines, auto-confirms high-confidence matches, and routes ambiguous ones to a review queue rather than guessing.
What happens to transactions that don't match anything?
Nothing is silently dropped. Unmatched or ambiguous lines are parked against a configurable suspense/clearing account and surfaced in the exception report and review workspace, so open items stay visible and auditable until a human resolves them.
Does it handle multiple banks and currencies?
Yes. Each feed maps to a specific Bank Account and Company with its own rule set, and multi-currency is first-class — FX gain/loss on settlement posts to accounts you nominate and bank charges can be auto-allocated. This suits multi-entity groups running several banks in one ERPNext instance.
相关模块
Bank Reconciliation & Open Banking
A build-to-order ERPNext app that pulls bank statements via CSV/MT940/open-banking APIs and auto-matches them against Payment Entries, Journal Entries and invoices using a configurable rules engine. ECOSIRE scopes, builds, installs and supports it for your Frappe/ERPNext v15/v16 site.
- `Bank Statement` and `Bank Statement Line` DocTypes with idempotent import that de-duplicates transactions by bank reference and value date
- Statement ingestion from CSV, MT940 and CAMT.053 (ISO 20022) with per-bank column/field mapping templates
- Open-banking / aggregator feed connector polled on a `scheduler_events` job, with encrypted credential storage and token refresh
- `Reconciliation Rule` DocType: ordered, weighted match conditions (exact ref, amount tolerance, date window, counterparty name similarity, party map)



